First of all, I’d like to thank you for providing careplace – we all need all the support we can find. I’m a newbie and have read many of your posts & questions.
I realize that medications and doctor visits are very costly - especially for those without insurance and/or incomes. I’m a member of a forum (on MSN) that you may want to check out for help in applying for or questions about Social Security Disability Income. If you have worked & paid into the Social Security Administration, you may be able to receive monthly payments for life. For information and excellent support, visit us and be sure to sign the petition for reform of the SSA system: http://groups.msn.com/SocialSecurityDisabilityCoalition/general.msnw. Let me know what you think!!!
To be approved for SSDI you must apply in person or on the web & submit medical evidence of your disability &/or medications you take. It can be a lengthy process but can be well worth the time & efforts. Some folks win their cases without a lawyer…some folks use a lawyer. If you use a lawyer, you do not pay for their services unless you win your case. Then, SSA pays the lawyer out of your backpay with a cap on the amount the lawyer is paid. You have nothing to lose & can’t hurt to try. Here’s the link to apply online: http://ssa.gov/applyfordisability/
Be sure to include all your illnesses and disabilities & tell them how these things affect your day-2-day activities. Don’t emphasize on what you can still do - rather the things you can no longer do!
I am a disabled American veteran and suffer from bipolar disorder, anxiety, IBS, post traumatic stress disorder (sexual abuse) & a host of less serious but debilitating illnesses. I applied for SSDI in Aug 2005 *but didn’t include some of these illnesses initially - not recommended. I got a denial letter (most common) in Feb 2006 & filed for a Reconsideration, which was denied in May 2006 (again-very common). I immediately filed for a court trial before an Administrative Law Judge ALJ (like so many do) & at that point secured a local lawyer who specializes in Social Security Law (recommended). I have paid the law office only $20 at the initial visit…nothing else. I have been waiting for a court date since May 2006. Because of the backlogs & lack of workforce in the system, it can take a year or two for a court date (not unusual), which is why a lot of people give up & stop pursuing their efforts for disability income. Don’t do this! Most of the cases are approved these days once you see a judge in person!! In some cases, the ALJ approves cases without a trial by reviewing the case beforehand. It’s worth it to check into it - if you haven’t already!
I hope this helps someone - if not a lot of you. Good things come to those who wait, and remember – we are disabled, but our votes count, too!